OUTsurance

About OUTsurance

Most South Africans view OUTsurance as a direct short-term insurance company that sells car and home insurance as well as business insurance. Over the past 25 years, however – we’ve expanded our product offering to include life insurance, funeral cover, pet insurance, as well as an online investment platform, OUTvest.

We’ve also introduced a number of new distribution channels, one of which includes a dedicated, countrywide network of Business OUTsurance brokers who meet with business owners in person to discuss their individual business insurance requirements.

Our products

Our business insurance product portfolio includes cover for stock, buildings and contents, accidental damage, items you use outside of the office (All Risk), electronic equipment, business interruption, public liability, money and vehicle insurance.

Our range of industry-specific covers include an Engineering Business Insurance solution that includes a set of business insurance products to include Contractors All Risk cover, machinery breakdown insurance, and cover for electronic equipment.

We also offer a Business Fleet Insurance solution to provide cover no matter how many commercial vehicles or private vehicles your business may own. It offers comprehensive fleet insurance as well as limited cover options, together with goods in transit insurance.

At OUTsurance, we know that every business is unique. That’s why we pride ourselves on designing a fully-customised business insurance solution, based on the individual needs and requirements of your specific business.

Why OUT is better than IN

• A dedicated Business OUTsurance broker who will act as your single point-of-contact with OUTsurance and will be able assist with everything from requesting quotes, updating your cover, and assisting you throughout the claims process.
• A custom insurance solution for your unique operation and industry type.
• Your premium is based on your business’ risk factors which means that you’re not subsidising high-risk clients.
• 24/7 emergency Help@OUT office and roadside assistance.
• You only pay one fixed excess per event, regardless of the claim amount.
• A cash OUTbonus if your loss ratio over a specified three-year period is 30% or less.

Click here for a business insurance quote and ask to meet with your own dedicated Business OUTsurance Broker.

Disclaimer

OUTsurance is a licensed insurer and FSP. The new Business OUTbonus is paid if the loss ratio over a specified three-year period is 30% or less, is premium dependent, and included in the standard benefits. Ts, Cs and limits apply.